Quick start
On this page
Everything on Listapie Lend runs through your personal vault, a smart account that only your wallet can act through. Setting it up takes one transaction, and receiving the Tier 1 LISTA costs nothing.
Before you start#
- A wallet on BNB Chain (MetaMask, Binance Wallet, or any WalletConnect wallet).
- A little BNB for gas.
- No LISTA and no LTP needed for Tier 1.
Create your vault#
- Click Connect Wallet in the header and pick your wallet. If a yellow banner says you are on the wrong network, switch to BNB Chain.
- Open Dashboard. A setup guide appears for new wallets and tells you which vault you are about to get (see Vault pool).
- Click Create vault and confirm. There is nothing to approve. Your vault arrives holding 10,000 LISTA: either a pre-funded vault from the pool, or a fresh one funded in the same transaction.
- If the treasury was momentarily short, the vault starts empty and the guide shows Request LISTA: click it once allocation reopens.
What you will see#
The My Vault card on the Dashboard:
| Field | What it means |
|---|---|
| Allocated LISTA | The protocol LISTA lent to your vault (10,000 at Tier 1, 50,000 at Tier 2). |
| Active Boost | “Tier N” once Lista counts it; “Ramping ~X left” with a progress bar while the 7-day average climbs; “Inactive” when the vault holds too little LISTA. |
| Borrowing / Earning | How many markets and Earn vaults you have open positions in. |
Lista measures a 7-day average LISTA balance, so a freshly funded vault reaches full Tier 1 after about a week. A pool vault may already be partly or fully ramped. Base rewards start immediately; the boost catches up. See The 7-day ramp.
Already hold vlLTP?#
If your wallet holds at least 20,000 vlLTP, you qualify for Tier 2 (50,000 LISTA). A vault handed out from the pool is topped up to 50,000 in the same create transaction; a fresh vault starts at 10,000 and you click Request Tier 2 LISTA once. See Tiers & vlLTP.
Want more than one vault?#
Once your first vault exists, Add vault in the header’s Vault menu creates another, currently up to 3 per wallet. Each comes with its own 10,000 LISTA and its own boost caps, which helps when your positions are larger than one vault’s cap. See Multiple vaults.
Next steps#
Deposit into a curated vault.
Add collateral and borrow against it.
Where rewards go and what is taken.
Stay clear of liquidation.