Earning
On the Earn tab you deposit into a curated vault (an ERC-4626 vault run by a curator on Lista). Your deposit is routed through your smart vault, which holds the vault shares, so it earns the curated vault’s yield plus LISTA emission and, up to your supply cap, the holder boost.
Where the APY comes from#
Native APY is the blended supply rate of the Moolah markets the curator allocates to. LISTA emission is set per curated vault; with ⚡ it includes your tier’s boost, shown after the 25% boost fee.
- Native APY
- 5.00%
- Performance Fee
- − 0.50%
- LISTA emission (boosted)
- + 4.53%
- Total APY
- 9.03%
What “Deposited” means#
Your Earn position shows what you can withdraw right now, which is limited by the curated vault’s idle liquidity. In a fully utilized vault it can read lower than your deposit until borrowers repay; nothing is lost.
lisUSD saving#
lisUSD can also go into Lista’s lisUSD saving pool through your vault (only the pool pinned by the protocol). Lista applies a short withdraw delay to it; a withdrawal inside the delay reverts.